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Digital Pulse

in·no·va·tion – A creation resulting from study and/or experimentation. The act of starting something new.

dis·rup·tion – An act of delaying or interrupting continuity. An event that results in displacement or discontinuity. The act of causing disorder.

Digital change is a journey, not a destination.
It requires agility and flexibility to underpin a continually evolving business environment.

Industry Change – The ongoing economic, technological and social development of commercial business and market sectors.

All posts tagged financial services

How insurtech will make you love your insurer

How insurtech will make you love your insurer

In the second article of his series on insurance and technology, Nick Spooner examines the opportunities that insurtech is creating for incumbent insurers.

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The insurtech effect: Insurance gets a makeover

The insurtech effect: Insurance gets a makeover

Goodbye salespeople and form-filling, hello blockchain, artificial intelligence and peer-to-peer. Insurtech is changing the face of insurance. Nick Spooner shows us what the future of cover looks like.

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Video: A banking CEO’s perspective on fintech

“Most people think that the banks can be disrupted very easily. Beware of that thought.” Mike Smith, former CEO of ANZ bank, talks about the opportunities for innovation in the face of the fintech revolution.

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Federal Budget 2017: Lighting the flame under banking’s platform

There wasn’t much room for innovation in the Federal Budget but that hasn’t stopped the government from clearing a space for fintech competitors. John Riccio examines the challenges that banks now face.

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Editorial: Financial services must move faster towards innovation

PwC’s Global Fintech Report showed that innovators present clear and present danger to the revenue of established financial organisations. Australian incumbents don’t have time to wait around, argues John Shipman.

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Report: Fintech’s growing influence on financial services

Fintech has risen… and it’s shone a transformative light on the financial services. PwC’s 2017 Global Fintech Report reveals a landscape of traditional institutions ready to innovate and collaborate.

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future banking

Why big banks must start to think small

When your products are identical to your competitors, what separates you from each other? Jim Christodouleas argues that Australia’s banks need to tighten their aspirations and connect with a more targeted customer base.

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banking 2020

Renovating from the outside in: The future landscape of finance

What developments await the global banking industry on the road to 2020? We interview PwC’s head of financial services advisory, John Garvey on APIs, open architecture and fintech partnerships.

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pwc blockchain infographic

Infographic: Blockchain explained

As one of fintech’s secret weapons, blockchain will be a defining trend for the financial services in coming years. This PwC graphic shows how the technology works to transfer value across the internet.

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sharing economy in financial services

The great decentralisation: A sharing economy for the financial services

The rise of fintech and emerging technologies is destabilising the position of banks as one-stop shops. Kate Eriksson unpacks these trends to explain why the financial services is heading towards a sharing economy.

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