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Digital Pulse

in·no·va·tion – A creation resulting from study and/or experimentation. The act of starting something new.

dis·rup·tion – An act of delaying or interrupting continuity. An event that results in displacement or discontinuity. The act of causing disorder.

Digital change is a journey, not a destination.
It requires agility and flexibility to underpin a continually evolving business environment.

Industry Change – The ongoing economic, technological and social development of commercial business and market sectors.

All posts tagged financial services

Editorial: Financial services must move faster towards innovation

PwC’s Global Fintech Report showed that innovators present clear and present danger to the revenue of established financial organisations. Australian incumbents don’t have time to wait around, argues John Shipman.


Report: Fintech’s growing influence on financial services

Fintech has risen… and it’s shone a transformative light on the financial services. PwC’s 2017 Global Fintech Report reveals a landscape of traditional institutions ready to innovate and collaborate.

future banking

Why big banks must start to think small

When your products are identical to your competitors, what separates you from each other? Jim Christodouleas argues that Australia’s banks need to tighten their aspirations and connect with a more targeted customer base.

banking 2020

Renovating from the outside in: The future landscape of finance

What developments await the global banking industry on the road to 2020? We interview PwC’s head of financial services advisory, John Garvey on APIs, open architecture and fintech partnerships.

pwc blockchain infographic

Infographic: Blockchain explained

As one of fintech’s secret weapons, blockchain will be a defining trend for the financial services in coming years. This PwC graphic shows how the technology works to transfer value across the internet.

sharing economy in financial services

The great decentralisation: A sharing economy for the financial services

The rise of fintech and emerging technologies is destabilising the position of banks as one-stop shops. Kate Eriksson unpacks these trends to explain why the financial services is heading towards a sharing economy.


Ten technology forces shaping the financial services

The financial services sector continues to be disrupted from all sides. But which way are the winds blowing? Here are the tech trends driving the industry to 2020 and beyond.

blockchain adoption fintech

Blockchain in financial services: How ready are we to adopt?

More than half of respondents in a recent survey say they understand the importance of blockchain, yet roughly the same amount say they’re unlikely to pursue it. Meanwhile, startups are rapidly gaining ground. How ready is the financial services industry for this radical new technology?

Fintech trends 2016

Emerging fintech trends: Global results

Fintech innovation is carving out a new landscape for both businesses and consumers. But which trends are likely to have the greatest impact? We analyse four sectors to uncover the technologies that are driving change.


Editorial: Fintech will drive the new economy

The government has announced a raft of measures in support of Australian fintech. This is a timely intervention – and not just because of Turnbull’s innovation drive, says John Shipman.